Applying for a loan with us is quick, easy, and confidential. Here’s a simple overview of the process:
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Fill out a short application form on our website
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Get approved — the approval process typically takes 2–3 business hours.
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Once approved, sign the contract using an OTP code. The funds will then be deposited into your bank account within two hours.
Loan Terms
The first loan amount varies from ₹2,500 to ₹10,000 with a repayment period of 10 to 30 days depending on your application results. After you pay off your first loan, you can get new loans with higher amounts, going all the way up to ₹20,000, and longer periods from 2 to 3 months which are paid in monthly installments.
There is a small upfront fee. You will see the exact amount at the loan offer screen.
- First Loan amount: ₹2,500 to ₹10,000
- Repeat Loan amount: ₹2,500 to ₹20,000
- Loan Tenure: 1 to 3 months
- Interest Rates: 18.25% to 36%
- Account Management Fee Rate: 18.25% to 73%
Loan Example
- Loan Amount: ₹10,000
- Loan Tenure: 90 days
- Interest Rate: 18.25% Annualised
- Account Management Fee: 54.75% Annualised
- Interest Amount: ₹276
- Account Management Fee: ₹828
- GST on Account Management Fee: ₹149
- EMI: ₹3,418
Please note, this is just an example. The exact details will be provided in your loan agreement upon approval.