Eligibility for a repeat or top-up loan is assessed based on your overall profile and the lending partner’s eligibility criteria. Generally, you should:
Have successfully repaid your previous loan in full.
Maintain a good repayment history with no overdue or missed EMIs.
Have a stable source of income and meet the applicable credit assessment criteria.
Meet the current eligibility requirements of the lending partner.
If you are eligible for a repeat or top-up loan, the available offer will be displayed in the TrustPaisa app, or you may receive a notification through SMS or email. Please note that loan offers are subject to eligibility and are not guaranteed.