Can I apply for a personal loan if I don’t have a GST number?
Yes. A GST number is not mandatory to apply for a personal loan. Your loan eligibility is assessed based on the lender’s applicable eligibility criteria and other factors such as your KYC details, income, employment status, credit profile, and repayment capacity.
Will not having a GST number affect my loan approval?
No. Not having a GST number does not automatically make you ineligible for a personal loan. However, loan approval, eligibility, and the loan amount offered are subject to the lender’s assessment and applicable criteria.
What documents do I need to provide?
You will need to provide the documents and information requested during the loan application process for KYC and eligibility verification. GST details are not required unless specifically requested for your application.